Kia insurance
Comprehensive protection. Complete peace of mind.
Protect your Kia with insurance solutions designed around your vehicle and your needs. Get personalised assistance, explore coverage options and make an informed choice with Shreenath Kia.
How we help
Cover that is clear from day one
New car policy
Your policy is in place before delivery, so you drive home insured.
Renewals
Renew your Kia’s policy with us and keep your cover continuous.
Add-ons explained
Zero depreciation, engine protection and more, in plain words.
Claims help
Help with the claim paperwork when your Kia comes in for repair.
Why it matters
Kia Safety Policy vs a normal policy
The same car, two very different policies. Here is what changes when you insure your Kia with the Kia Safety Policy.
| What you get | Kia Safety Policy | Normal policy |
|---|---|---|
| Pricing | Standard pricing with maximum cover | Low pricing with hidden charges and gaps in cover |
| Zero depreciation | A combination of powerful add-on covers, with unlimited zero depreciation claims; rodent and rat bite damage fully covered (parts replaced) | Basic add-on covers, with a maximum of 2 zero depreciation claims; rodent bite covered, but parts only repaired |
| Pre-inspection charges | No pre-inspection charges | Pre-inspection charges compulsory |
| Customer support | A dedicated toll-free number for Kia owners, 1800-266-6966, printed on your policy | Common support for all customers |
| Consumables cover | Included with zero depreciation | An additional premium for consumables |
| Turnaround time (TAT) | Service standards based on turnaround time | No standard timeline |
| Claims handling | A dedicated claims team follows up with the insurer | You follow up with the insurer yourself |
| Salvage deduction | No salvage deduction at claim settlement | 10% salvage deduction at claim settlement |
| Roadside assistance (RSA) | Available 24x7 for 3 years, by Kia | Chargeable every year |
| Engine protector and gearbox | Covers engine damage from oil leakage or water ingress, including all engine parts (differential and gearbox) and consumables | Cover subject to terms and conditions less favourable to you |
| RTI (road tax and insurance) | Payable on the ex-showroom price plus registration and road tax, plus the insurance premium including add-ons | Payable on the invoice or current ex-showroom price, whichever is lower, plus registration charges |
| Key protection | Key protection up to ₹50,000, and a change of the entire lock set | Key protection up to ₹25,000 |
| Loss of personal belongings | Sum insured up to ₹50,000 | Sum insured restricted |
| Tyre cover | 100% cover for tyres; your no claim bonus (NCB) is unaffected | Only 50% tyre cover; no claim bonus (NCB) lost |
Cover, limits and conditions are as per the policy wording issued by the insurer. Terms and conditions apply.
How it works
Insured in three steps
- 01
Share your details
Tell us about your Kia and share your existing policy details if you are looking for a renewal.
- 02
Explore and compare
Understand available coverage, additional benefits and premium options with guidance from our team.
- 03
Get your policy
Choose your preferred coverage and proceed with policy issuance through our team.
Get your Kia insurance quote
Protection that goes beyond the drive.
Share your details and our insurance team will connect with you to help you explore suitable insurance options for your Kia.
Frequently asked questions
Insurance questions
Still have questions? Our team is here to help, on call or WhatsApp.
Talk to our teamCan I purchase Kia insurance at the showroom?
Absolutely. Our team assists you with arranging insurance before your vehicle delivery and explains the available coverage and add-on benefits to help you make an informed decision.
Can I renew my existing Kia insurance through Shreenath Kia?
Yes. Simply share your existing policy details, and our team will connect with you to discuss renewal options and suitable coverage.
Which insurance add-ons should I consider?
Depending on your vehicle and requirements, you can explore benefits such as Zero Depreciation, Engine Protection, Return to Invoice, Roadside Assistance and Consumables Cover. Our team will explain each benefit to help you choose the right protection.
Who determines the insurance premium?
The insurance premium, coverage terms and policy conditions are determined by the respective insurance provider. Our team helps you compare available options and select suitable coverage based on your requirements.
Premiums, cover and claim decisions are made by the insurer, as per the policy terms.